Affirm Installment Payments

Make 4 interest-free payments with Affirm

When you buy with Affirm, you always know exactly what you’ll owe and when you’ll be done paying. There are no hidden fees—not even late fees.

1. Fill your Cart

Example of Affirm in Checkout

When you're done shopping, select Affirm at checkout to pay in installments.

2. Complete your purchase

Affirm Account Signup

Enter a few pieces of info for a real-time decision on your payment plan.

3. Pay over time

Repayment options via Affirm

Make 4 payments every 2 weeks at affirm.com or in the Affirm app.

Just select Affirm Payment Installment logo at checkout to get started!

Say yes with confidence

 

Transparent

Never pay more than the amount disclosed up front.

Simple

It only takes a moment, and checking your eligibility won't affect your credit score.

Fair

Affirm won't charge you late fees or penalties of any kind, ever.

 

Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR

FAQs

Can I pay off my purchase early?

Yes! There's no penalty for paying early.

How do I make payments?

You can make or schedule payments at affirm.com or in the affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

Does checking my eligibility affect my credit score?

No — checking your eligibility won't affect your credit score.

Can I return an item I bought with Affirm?

Yes — You can return an item you bought with Affirm by initiating the return process with the store.

Do I need a mobile number to use Affirm?

Yes, you'll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it's really you who is creating your account and signing in.

Where can I learn more about Affirm?

You can visit their website at affirm.com.